Fertility benefits—like IVF coverage, egg freezing, adoption assistance, and surrogacy support—are becoming some of today’s most in-demand workplace benefits. As more people delay pregnancy, pursue nontraditional paths to parenthood, or navigate infertility, employees increasingly expect companies to offer comprehensive family-building support. Fertility benefits aren’t just “nice to have” anymore; they’re essential for workplaces that want to support employees of all gender identities, sexual orientations, and family structures.
Why fertility benefits matter in 2025 and beyond
During the pandemic, fertility preservation procedures like egg freezing have dramatically increased as more and more women are delaying their plans to get pregnant or reducing the number of children they plan to have. Other women realized that dating during the pandemic was...different, causing an increased demand for more family planning options.
Dr. Fahimeh Sasan, a founding physician at Kindbody, a national chain of egg freezing clinics, says, “For a lot of patients, dating has changed and they’re saying, ‘I thought I would have a lot of opportunities to date and I can’t date right now.’ Being single during the pandemic felt very different from being single pre-pandemic—you’re not going to parties and networking or even meeting people at work.”
The real cost of fertility treatments
Infertility is common—12 percent of women in the US aged 15 to 44 have issues with fertility and the number of people diagnosed with infertility in the past 25 years has grown by 20 percent. With fertility treatments being extremely costly (the average price of fertility treatments can range anywhere from $5,000 to 75,000), fertility benefits like parental leave and assistance with adoption, in-vitro fertilization (IVF), and surrogacy are a great way for employers to help guide their workers through the financially, emotionally, and physically taxing process of starting a family.
Employers leading the way on fertility support
Many employers are now recognizing that comprehensive fertility benefits are integral to retention and employee wellbeing. Below is a list of companies offering some of the best fertility benefits in the U.S.—including IVF reimbursement, egg freezing coverage, fertility testing, adoption assistance, surrogacy support, and other family-building resources.
Read more: The 20 Best Companies for Family Growth Support As Rated by the Women Who Work There
57 companies that offer awesome fertility benefits (IVF, egg freezing, adoption, and surrogacy support):
1. Adobe
What they offer: Assistance for adoption; surrogacy; egg, embryo, and sperm freezing and storage; artificial insemination; breast milk transportation; and some coverage of fertilization, culture, and semen analysis for gestational carriers.
2. A&E
What they offer: A $50,000 lifetime maximum for IVF treatment and pre-implantation screening coverage.
3. Amazon
What they offer: A 1+1 Smart Cycle model for infertility and fertility treatments, cryopreservation for eggs, sperm and embryos, and storage for up to one year. Smart Cycles are comprehensive coverage and include modernized services such as testing, diagnostics, and lab work. No pre-certifications or barriers to treatment are required.
4. American Express
What they offer: Benefits of up to $35,000 for adoption and surrogacy.
5. Apple
What they offer: $20,000 worth of fertility treatments.
6. Bain & Company
What they offer: Unlimited coverage for IVF and egg freezing.
7. Bank of America
What they offer: Unlimited IVF coverage after an infertility diagnosis.
8. Bill & Melinda Gates Foundation
What they offer: Coverage of four IVF cycles.
9. Boston Consulting Group
What they offer: Unlimited fertility coverage.
10. Bumble
What they offer: Discounts for IVF, artificial insemination, and egg freezing.
11. Cisco
What they offer: Up to $20,000 for adoption or surrogacy assistance and up to $50,000 for harvesting and storing eggs, sperm, or embryos without an infertility diagnosis.
Read more: The 50 Best Companies to Work For
12. Chanel
What they offer: Unlimited access to IVF. Fun fact? Chanel is one of the only companies in the fashion industry to offer infertility coverage.
Read more: Why Women View Your Benefits Differently Than Men Do
13. Chobani
What they offer: Six weeks of 100 percent paid leave following an adoption, three rounds of IVF per lifetime, and fertility preservation coverage.
14. Clif Bar
What they offer: Adoption, infertility assistance, and paid parental leave.
15. Codecademy
What they offer: Fertility testing, IUI, IVF, sperm banking, egg freezing, embryo banking, annual storage, and genetic testing, as well as a free annual membership to Kindbody, which is is a network of gynecology and fertility clinics focused on improving the health care experience for people with fertility, contraception, or pregnancy care needs. Other benefits include assistance with adoption, nutrition coaching, mental health counseling, back-to-work coaching, and access to a dedicated care navigator.
16. Coinbase
What they offer: $10,000 annually and $20,000 lifetime coverage for adoption assistance and fertility assistance.
17. Comcast
What they offer: Adoption assistance, two weeks off for non-primary caregivers, and two full cycles of IVF.
18. Datadog
What they offer: 12 weeks of paid parental leave for non-birthing parents, fertility reimbursement and aid up to $10,000 annually, adoption assistance up to $10,000 annually, and new parent support with unlimited access to over 20 specialties of women’s and family health providers.
19. DoorDash
What they offer: Access to Carrot Fertility benefits, meaning a reimbursement of up to $20,000 for egg freezing, infertility services, and adoption and surrogacy fees per family per lifetime.
20. Ernst & Young
What they offer: Up to $25,000 per couple for fertility, surrogacy, adoption, and egg freezing assistance.
21. Facebook
What they offer: $100,000 for four cycles of IVF (pending proof of eligibility for fertility treatment) and preimplantation genetic screening, and $20,000 for surrogacy benefits.
22. GitHub
What they offer: A $20,000 lifetime benefit for infertility expenses.
23. Goldman Sachs
What they offer: Adoption assistance, egg donation and egg retrieval stipends, and egg freezing assistance.
24. Google
What they offer: Three cycles of IVF, fertility consultations, and egg freezing assistance.
25. Gusto
What they offer: Up to $20,000 lifetime maximum that includes egg freezing and embryo freezing.
26. HubSpot
What they offer: Egg freezing coverage.
27. Instacart
What they offer: Up to $10,000 for adoption assistance, fertility assistance, and family planning.
28. Intel
What they offer: Up to $40,000 for fertility treatments, $20,000 for prescription coverage, and $15,000 for adoption assistance with no lifetime maximum.
29. Johnson & Johnson
What they offer: A $30,000 lifetime maximum for fertility treatments with no clinic restrictions and $20,000 adoption and surrogacy reimbursements.
30. KKR
What they offer: Unlimited benefits for fertility treatments after a consultation with an infertility support provider.
Read more: How to Make the Job Promotion Process Equitable & Why Women Fall Behind
31. Lowe’s Home Improvement
What they offer: Coverage for IVF, frozen embryo transfers, artificial insemination, and fertility medications.
32. MassMutual
What they offer: Eight weeks of fully paid leave to non-birth mothers, fathers, and adoptive parents; fertility, pregnancy, and parenting advice; full treatment and medication coverage for artificial insemination, IVF, and egg freezing; and unlimited guidance and support from a patient care advocate.
33. nate
What they offer: A flexible allowance of $10,000 per employee, per lifetime that can be used toward fertility treatments, egg freezing, adoption fees, or surrogacy fees.
34. News Corp
What they offer: Three Smart Cycles per lifetime and a $30,000 lifetime maximum for infertility prescription drug services.
35. Nitro
What they offer: A Families @ Nitro program that includes extended parental leave, customized phased return to work plans, family planning leave, leave after loss, family planning assistance, and a baby bonding benefit of $500.
36. Northwestern Mutual
What they offer: Up to three (3) KindCycles per member per lifetime for fertility treatment services including in vitro fertilization (IVF), intrauterine insemination (IUI), egg/embryo/sperm freezing, male fertility services, donor services and fertility medications through KindbodyRx. Up to $10,000 per child for full-time employees and $5,000 per child for part-time employees for eligible surrogacy and adoption expenses. Discounted rates on virtual holistic health offerings. Dedicated Care Navigation Team. Access to Kindbody’s full suite of services and network of partner clinics. Access to Kindbody’s library of resources, videos, live & virtual events, and support groups. A personalized patient portal.
37. Palo Alto Networks
What they offer: Adoption assistance of up to $5,000 per child, egg freezing, and a one-time $20,000 reimbursement. Additionally, Palo Alto Networks offers five paid bereavement leave days to all U.S. employees who've experienced reproductive loss.
38. Pendo
What they offer: Benefits through Carrot Fertility benefit, which connects employees with IVF, donor and gestational carriers, egg and sperm freezing, and adoption agencies. Plus, $2,500 toward fertility treatment, prescriptions, gestational carriers, adoption, and more.
39. Pinterest
What they offer: Up to four rounds of IVF treatments, up to $20,000 for surrogacy assistance, and up to $5,000 for employees who adopt.
40. Publicis Sapient
What they offer: Coverage for fertility benefits through the Publicis medical plans, which includes various fertility treatments such as intrauterine insemination and in vitro insemination.
41. Reddit
What they offer: Adoption assistance and a $25,000 family planning benefit that covers IVF, egg freezing, and more.
42. Reward Gateway
What they offer: Specifically for pregnancy loss, up to four weeks’ additional paid leave, which does not count toward sick leave or vacation; flexible working arrangements and support from their People Team to enable attendance to all medical appointments and support a return to work after pregnancy loss; mental health coaching support through their Employee Assistance Program.
43. Rubrik
What they offer: Up to $25,000 per lifetime for fertility assistance.
44. SADA
What they offer: Services for the diagnosis and treatment of male and female infertility, including infertility drugs, laboratory testing, approved surgeries and therapeutic procedures, artificial insemination, IVF, and sperm washing or preparation, available to all couples and single women without an infertility diagnosis. Plus, 12 weeks of paid parental leave for all new parents, including birth, adoption, and fostering, and SADA will reimburse the cost of two round-trip airline tickets for family members to visit and assist with child care.
45. Salesforce
What they offer: Assistance with egg, embryo, and sperm freezing, IVF, and artificial insemination; a $10,000 adoption reimbursement per child; and a $10,000 surrogacy reimbursement.
46. Sephora
What they offer: Adoption support, fertility benefits, and family leave.
47. Spotify
What they offer: A $60,000-lifetime maximum benefit that can be used toward costs related to fertility treatments, fertility preservation, donor assistance, and adoption.
48. Starbucks
What they offer: Up to $10,000 per adoption, surrogacy, or artificial insemination; and a $20,000 IVF benefit to all employees.
49. Sterling-Rice Group
What they offer: A reimbursement of up to $5,000 for infertility treatments and adoption reimbursement of 100 percent of all eligible expenses, up to a maximum of $5,000 per child.
50. Stripe
What they offer: Egg freezing assistance and a reimbursement of 80 percent of incurred costs, up to an annual max of $10,000 and a lifetime max of $20,000.
51. Tesla
What they offer: Unlimited IVF coverage.
Read more: How Much Does It Cost to Have a Baby in 2021?
52. Unilever
What they offer: Reimbursement for IVF, egg freezing, and surrogacy expenses.
53. Viacom
What they offer: Reimbursement for IVF, egg freezing, and surrogacy expenses.
54. VMware
What they offer: Adoption assistance, embryo genetic testing and IVF assistance, and embryo storage up to one year.
55. The Walt Disney Company
What they offer: A $75,000 lifetime maximum benefit that can be used toward costs related to fertility treatments, fertility preservation, adoption, and surrogacy services.
56. The Zebra
What they offer: Parents of a newborn or adopted child receive 20 weeks paid leave (16 weeks if they're a secondary caregiver) plus $5,000 "baby cash" and flexible return-to-work options. The flexible return-to-work options include starting back on a Wednesday and condensed three-day weeks for about 2 months.
57. Zillow
What they offer: $10,000 per household for adoption assistance and eight weeks paid parental leave for non-delivering parents.
Frequently asked questions about fertility benefits at work
What are fertility benefits?
Fertility benefits are workplace benefits that help employees grow their families. They can include coverage for IVF, egg freezing, fertility testing, artificial insemination, adoption assistance, surrogacy reimbursement, and access to fertility specialists or care coordinators. Many companies also bundle these benefits with expanded parental leave or pregnancy loss support.
Do employers cover IVF?
More employers than ever now offer IVF coverage, though what they cover varies widely. Some companies offer a flat lifetime maximum, while others fully cover multiple IVF cycles, medications, genetic testing, or fertility consultations. A growing number of employers also provide IVF coverage without requiring an infertility diagnosis, making treatment more accessible for LGBTQ+ families and single parents by choice.
Are egg freezing benefits included in workplace fertility coverage?
Increasingly, yes. Egg freezing (also called fertility preservation) is one of the most commonly added workplace fertility benefits. Some companies reimburse a portion of costs, while others cover egg retrieval, freezing, and long-term storage. These benefits support employees who want more control over the timing of family planning.
Do fertility benefits include support for LGBTQ+ family-building?
Many companies now offer fertility benefits designed to support LGBTQ+ employees. These can include coverage for donor sperm or eggs, gestational carriers, reciprocal IVF, adoption fees, and family-planning consultations. Even better, some employers offer access to networks that specialize in LGBTQ+ fertility care.
How much does IVF cost without insurance?
Without any fertility benefits or insurance coverage, a single cycle of IVF can range from $12,000 to $30,000, and total costs—including medications, testing, and additional cycles—can climb to $75,000 or more. That’s why employer fertility benefits have become so critical to employees planning or hoping to start a family.
Why should employers offer fertility benefits?
Fertility benefits support employee wellbeing, reduce financial stress, and create more equitable access to parenthood for people of all gender identities, relationship statuses, and sexual orientations. These benefits also help companies attract and retain talent—particularly women and LGBTQ+ employees who are looking for workplaces that invest in comprehensive family-building support.
Which companies offer the best fertility benefits?
A growing number of employers offer extensive fertility coverage, including IVF, egg freezing, adoption assistance, and surrogacy reimbursement. In this guide, we highlight 57 companies across tech, finance, retail, media, and more that are leading the way with some of the most generous fertility benefits in the U.S.
